SOLAR LOAN
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Why Choose AdVision Financial Services For all Your Loan Needs?
Loan Up to ₹25,00,000
Get substantial loan amounts to fulfill all your personal needs
Flexible Tenure
Choose repayment period from 12 to 60 months as per your convenience
Instant Approval
Quick processing and instant approval with fast disbursal to your account
Flexible Tenure
Choose repayment period from 12 to 60 months as per your convenience
Minimal Documentation
Simple paperwork and easy verificationasy verification process process
Attractive Interest Rates
Competitive rates starting from 10.25% p.a. based on your profile
Eligibility Criteria & Required Documents
General Criteria
Age: 21–65 years
Income: Minimum monthly/yearly earnings
Credit Score: 680+ recommended
Down Payment: Percentage of car cost
Vehicle Age: Up to 15 years at loan end
Debt-to-Income: Existing debts considered
Loan Amount: Based on income & repayment ability
Documentation: ID, address, income proofs, car papers
Required Documents
KYC documents (Valid Photo ID Proofs)
PAN Card
Last 2 years’ ITR as proof of income
Salary Slip (latest 3 months)
Salary account statement (latest 6 months)
Proforma Invoice of the Car
Signature Verification Proof
Signature Verification Proof
Criteria Salaried Individuals
Age: 21–60 years
Experience: 2+ years, 1 year with current employer
Income: ₹2,50,000/year (including co-applicant)
Criteria for Self-Employed Individuals
Age: 25–65 years
Business: Minimum 3 years
Income: ₹2,50,000/year
Features of Loan against Property
Own a quality used car without waiting to save up the full amount (up to 100% of Market valuation)
We lend you the funds required to purchase the used car, repaid in manageable monthly installments or OD Facilities
Choose from various used car models that suit your preferences.
Drive your desired used car without the delay of saving for years.
Get a reliable used car with excellent value and features.
Consistent payments can help enhance your credit history
Fees and Charges for Business Loan
Loan Processing Fees
1.5% to 4% of loan amount
Valuation Charges
500 onwards
Stamp Duty Charges
As Per State Government Rates
RTO Charges
As Per State Government Rates
Application Process
STEP 1
Fill Online Form
Complete the simple application form with your personal and employment details
STEP 2
Upload Documents
Submit required documents digitally for quick verification
STEP 3
Get Instant Approval
Receive approval decision within minutes based on your profile
STEP 4
Receive Funds
Loan amount disbursed directly to your bank account within 24 hours
Calculate Your Savings With AdVision EMI Calculator
Loan Details
EMI Breakdown
Total Amount
₹ 6,00,000
Monthly EMI
₹ 13,347
Total Interest
₹ 2,00,800
Total Payable
₹ 8,00,800
Loan Summary
Loan Amount :
₹ 6,00,000
Interest Rate (p.a.) :
12.00%
Loan Tenure :
5 Yrs
Total Interest :
₹ 2,00,800
Terms & Conditions
Interest rates are subject to the applicant's credit profile, income level, and credit score.
Processing fees range from 1% to 3% of the loan amount and will be deducted from the disbursed amount.
Prepayment charges may apply if the loan is closed before the end of the tenure (typically 2-4% of outstanding).
Late payment charges will be levied on EMIs not paid by the due date.
The bank reserves the right to approve or reject any loan application at its sole discretion.
Loan disbursal is subject to documentation verification and approval by the credit team.
Applicants must maintain a satisfactory credit history throughout the loan tenure.
For complete terms and conditions, please refer to the loan agreement document provided during the application process.