BUSINESS LOAN
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Why Choose AdVision Financial Services For all Your Loan Needs?
Loan Up to ₹25,00,000
Get substantial loan amounts to fulfill all your personal needs
Flexible Tenure
Choose repayment period from 12 to 60 months as per your convenience
Instant Approval
Quick processing and instant approval with fast disbursal to your account
Flexible Tenure
Choose repayment period from 12 to 60 months as per your convenience
Minimal Documentation
Simple paperwork and easy verificationasy verification process process
Attractive Interest Rates
Competitive rates starting from 10.25% p.a. based on your profile
Eligibility Criteria & Required Documents
Eligibility Criteria
Applicant must be between 21 to 65 years
Minimum CIBIL score of 700
Business operational for at least 1 year
Minimum 1 year experience in current business
healthy and consistent cash flow
Individuals, MSMEs, Firms, Companies, Traders etc,
Should meet the minimum turnover requirements
Collateral (if applicable)
Resident of India with valid Business proof
Required Documents
Income Tax Returns (ITR) for the past 2–3 years
Bank Account Statement for the last 12 months
PAN Card (Individual & Business)
Address Proof (Residence & Business)
Last Financial Year’s Provisional Financials
Business Profile on Company Letterhead
GST Registration Certi & Latest 2 Years GST Return
Business Continuity Proof
Entity-Specific Legal Documents
Features of Loan against Property
Term Loans
Working Capital Loans
Business Expansion Loans
Equipment Financing Loans
Invoice Financing & Bill Discounting
Machinery Loans
Fees and Charges for Business Loan
Loan Processing Fees
1.5% to 5% of Loan Amount
Loan Cancellation
usually 0 to 5% of Loan Amount
Stamp Duty Charges
60/- to 600/-
Legal Fees
Nil
Penal Charges
Nil
EMI /Cheque Bounce Charges
Approx 499/- to 599/-
Application Process
STEP 1
Fill Online Form
Complete the simple application form with your personal and employment details
STEP 2
Upload Documents
Submit required documents digitally for quick verification
STEP 3
Get Instant Approval
Receive approval decision within minutes based on your profile
STEP 4
Receive Funds
Loan amount disbursed directly to your bank account within 24 hours
Calculate Your Savings With AdVision EMI Calculator
Loan Details
EMI Breakdown
Total Amount
₹ 6,00,000
Monthly EMI
₹ 13,347
Total Interest
₹ 2,00,800
Total Payable
₹ 8,00,800
Loan Summary
Loan Amount :
₹ 6,00,000
Interest Rate (p.a.) :
12.00%
Loan Tenure :
5 Yrs
Total Interest :
₹ 2,00,800
Terms & Conditions
Interest rates are subject to the applicant's credit profile, income level, and credit score.
Processing fees range from 1% to 3% of the loan amount and will be deducted from the disbursed amount.
Prepayment charges may apply if the loan is closed before the end of the tenure (typically 2-4% of outstanding).
Late payment charges will be levied on EMIs not paid by the due date.
The bank reserves the right to approve or reject any loan application at its sole discretion.
Loan disbursal is subject to documentation verification and approval by the credit team.
Applicants must maintain a satisfactory credit history throughout the loan tenure.
For complete terms and conditions, please refer to the loan agreement document provided during the application process.