Interest rates are subject to the applicant's credit profile, income level, and credit score.

Processing fees range from 1% to 3% of the loan amount and will be deducted from the disbursed amount.

Prepayment charges may apply if the loan is closed before the end of the tenure (typically 2-4% of outstanding).

Late payment charges will be levied on EMIs not paid by the due date.

The bank reserves the right to approve or reject any loan application at its sole discretion.

Loan disbursal is subject to documentation verification and approval by the credit team.

Applicants must maintain a satisfactory credit history throughout the loan tenure.