PERSONAL LOAN IN RAJKOT
Get the best personal loan deals in Rajkot with Advision Finance — your trusted local loan consultancy connecting you to top banks and NBFCs.
Personal Loan in Rajkot
Advision Finance is your trusted personal loan partner in Rajkot. As a Direct Selling Agent for leading banks and NBFCs, we help individuals and businesses across Rajkot secure the right personal loan at competitive interest rates — with transparent processing and fast approvals. Compare offers, check your eligibility, and apply online from anywhere in Rajkot.
Whether you work in Rajkot's engineering, auto-parts, and casting/manufacturing sector or elsewhere, our personal loan process is built around your income documentation, not your employer's location — so applicants across Rajkot's economy can apply the same way.
Explore full details of our personal loan offering or check your eligibility before you apply.
Why Choose ADVISION Financial Services For all Your Loan Needs?
Loan Up to ₹25,00,000
Get substantial loan amounts to fulfill all your personal needs
Flexible Tenure
Choose repayment period from 12 to 60 months as per your convenience
Instant Approval
Quick processing and instant approval with fast disbursal to your account
Flexible Tenure
Choose repayment period from 12 to 60 months as per your convenience
Minimal Documentation
Simple paperwork and easy verificationasy verification process process
Attractive Interest Rates
Competitive rates starting from 10.25% p.a. based on your profile
Eligibility Criteria & Required Documents
Eligibility Criteria
Applicant must be between 21 to 60 years
Minimum ₹15,000 net monthly income
Must have a minimum CIBIL score of 650.
Should have a stable job or consistent business income
Debt-to-income ratio
Resident of India with valid documents
Required Documents
KYC- PAN Card and Aadhar Card
Company’s ID Proof
Residence Electricity Bill
3 Month's Salary Slip
Bank Statement of last 6 months
2 Years Form 16
Features of Loan against Property
No collateral or guarantor required.
Attractive Rate Of Interest.
Shorter term loans compared to other loans (i.e 3 to 5 years)
TAT for Personal Loan is 48 hours
Personal loan ranges from Rs.50,000 to Rs.50 Lakhs approximately and are typically repaid in tenures ranging from 1 to 5 years.
Higher Loan Amount + Least Loan Tenure = Low Interest Amount.
Application Process
STEP 1
Fill Online Form
Complete the simple application form with your personal and employment details
STEP 2
Upload Documents
Submit required documents digitally for quick verification
STEP 3
Get Instant Approval
Receive approval decision within minutes based on your profile
STEP 4
Receive Funds
Loan amount disbursed directly to your bank account within 24 hours
Calculate Your Savings With AdVision EMI Calculator
Loan Details
EMI Breakdown
Total Amount
₹ 6,00,000
Monthly EMI
₹ 13,347
Total Interest
₹ 2,00,800
Total Payable
₹ 8,00,800
Loan Summary
Loan Amount :
₹ 6,00,000
Interest Rate (p.a.) :
12.00%
Loan Tenure :
5 Yrs
Total Interest :
₹ 2,00,800
Terms & Conditions
Interest rates are subject to the applicant's credit profile, income level, and credit score.
Processing fees range from 1% to 3% of the loan amount and will be deducted from the disbursed amount.
Prepayment charges may apply if the loan is closed before the end of the tenure (typically 2-4% of outstanding).
Late payment charges will be levied on EMIs not paid by the due date.
The bank reserves the right to approve or reject any loan application at its sole discretion.
Loan disbursal is subject to documentation verification and approval by the credit team.
Applicants must maintain a satisfactory credit history throughout the loan tenure.
For complete terms and conditions, please refer to the loan agreement document provided during the application process.