LOAN FOR CHARTERED ACCOUNTANTS
Exclusive financial solutions tailored for Chartered Accountants to expand your practice or meet personal needs.
Why Choose AdVision Financial Services for CA Loans?
High Loan Amount
Get loans up to ₹50 Lakhs without collateral based on your professional standing
Flexible Tenure
Choose repayment period up to 60 months as per your convenience
Quick Approval
Fast track processing with minimal documentation for professionals
Minimal Documentation
Simple paperwork focusing on your professional practice
Competitive Interest Rates
Special interest rates designed exclusively for Chartered Accountants
No Collateral Required
Unsecured loans to help you grow your practice without risking assets
Eligibility Criteria & Required Documents
Eligibility Criteria
Must be a qualified Chartered Accountant
Valid Certificate of Practice (COP) for at least 2-3 years
Applicant must be between 25 to 65 years
Minimum CIBIL score of 700
Proof of professional practice continuity
Resident of India
Required Documents
KYC Documents (PAN, Aadhar)
Certificate of Practice (COP)
Income Tax Returns (ITR) for the last 2 years
Bank Account Statement for the last 6 months
Degree Certificate
Address Proof (Residence & Office)
Passport size photographs
Features of Loan against Property
Practice Expansion
Office Renovation
Working Capital
Software & Hardware Purchase
Staff Salary Management
Personal Needs
Fees and Charges for Business Loan
Loan Processing Fees
0.5% to 2% of Loan Amount
Loan Cancellation
Usually 0 to 2% of Loan Amount
Stamp Duty Charges
As per state laws
Legal Fees
Nil
Penal Charges
Nil
EMI Bounce Charges
Approx ₹499 - ₹599
Practice-Based Eligibility, Not Salary Slips
Typical Salaried-Employee Loan
Salary slips & employer letter required
Eligibility tied to a fixed monthly salary
Employment continuity/tenure checked with the employer
CA Professional Loan
ITR-based income assessment — no salary slip needed
Eligibility tied to Certificate of Practice (COP) continuity
Income Tax Returns for the last 2 years accepted as income proof
Application Process
STEP 1
Fill Online Form
Complete the simple application form with your professional details
STEP 2
Upload Documents
Submit COP and financial documents digitally
STEP 3
Get Instant Approval
Receive approval decision quickly based on your professional profile
STEP 4
Receive Funds
Loan amount disbursed directly to your bank account
Calculate Your Savings With AdVision EMI Calculator
Loan Details
EMI Breakdown
Total Amount
₹ 6,00,000
Monthly EMI
₹ 13,347
Total Interest
₹ 2,00,800
Total Payable
₹ 8,00,800
Loan Summary
Loan Amount :
₹ 6,00,000
Interest Rate (p.a.) :
12.00%
Loan Tenure :
5 Yrs
Total Interest :
₹ 2,00,800
Terms & Conditions
Loans are available only for individuals with a valid Certificate of Practice.
Interest rates are subject to change based on market conditions and applicant's profile.
Processing fees are non-refundable once the loan is sanctioned.
Prepayment is allowed after a minimum lock-in period, charges may apply.
The bank reserves the right to request additional documents if needed.
Default in EMI payments will impact the credit score and may attract penal charges.
For complete terms and conditions, please refer to the loan agreement document.