LOAN AGAINST PROPERTY IN GANDHINAGAR
Get the best loan against property deals in Gandhinagar with Advision Finance — your trusted local loan consultancy connecting you to top banks and NBFCs.
Loan Against Property in Gandhinagar
Advision Finance is your trusted loan against property partner in Gandhinagar. As a Direct Selling Agent for leading banks and NBFCs, we help individuals and businesses across Gandhinagar secure the right loan against property at competitive interest rates — with transparent processing and fast approvals. Compare offers, check your eligibility, and apply online from anywhere in Gandhinagar.
Gandhinagar's government, IT, and GIFT City financial services sector drives much of its commercial and residential property activity, which directly affects how much you can unlock through a loan against property here.
Explore full details of our loan against property offering or check your eligibility before you apply.
Why Choose AdVision Financial Services For all Your Loan Needs?
Loan Up to ₹25,00,000
Get substantial loan amounts to fulfill all your personal needs
Flexible Tenure
Choose repayment period from 12 to 60 months as per your convenience
Instant Approval
Quick processing and instant approval with fast disbursal to your account
Flexible Tenure
Choose repayment period from 12 to 60 months as per your convenience
Minimal Documentation
Simple paperwork and easy verificationasy verification process process
Attractive Interest Rates
Competitive rates starting from 10.25% p.a. based on your profile
Eligibility Criteria & Required Documents
Eligibility Criteria
Must be an Indian citizen with valid documents.
Proof of stable job and income required.
Good credit score shows repayment reliability.
Healthy lender relationship improves terms.
Loan depends on market value of property.
Must have clear ownership, not mortgaged elsewhere.
Required Documents
Proof of identity/residence
Proof of income
Property-related documents
Proof of Business (for self-employed)
Account statement for the last 6 months
Features of Loan against Property
Secured Loan: Property acts as collateral, lower interest rates.
Loan Amount: Higher loan possible, based on property value.
Flexible Tenure: Repayment 5–20 years, lower monthly EMIs.
Multipurpose: Funds can be used for various needs.
Improves Credit Score: Timely repayment boosts your credit rating.
Fees and Charges for Business Loan
Loan Processing Fees
0.25% to 2% of Loan Amount
Loan Cancellation
Nill - 5% (according to Bank/NBFC)
Stamp Duty Charges
As per the Value of the Property and State Tax
Legal Fees
As per actual
Penal Charges
Usually 2% per month
EMI /Cheque Bounce Charges
Approx 500/-
Foreclosure
Nill to 4% (According to bank /NBFC)
Application Process
STEP 1
Fill Online Form
Complete the simple application form with your personal and employment details
STEP 2
Upload Documents
Submit required documents digitally for quick verification
STEP 3
Get Instant Approval
Receive approval decision within minutes based on your profile
STEP 4
Receive Funds
Loan amount disbursed directly to your bank account within 24 hours
Calculate Your Savings With AdVision EMI Calculator
Loan Details
EMI Breakdown
Total Amount
₹ 6,00,000
Monthly EMI
₹ 13,347
Total Interest
₹ 2,00,800
Total Payable
₹ 8,00,800
Loan Summary
Loan Amount :
₹ 6,00,000
Interest Rate (p.a.) :
12.00%
Loan Tenure :
5 Yrs
Total Interest :
₹ 2,00,800
Terms & Conditions
Interest rates are subject to the applicant's credit profile, income level, and credit score.
Processing fees range from 1% to 3% of the loan amount and will be deducted from the disbursed amount.
Prepayment charges may apply if the loan is closed before the end of the tenure (typically 2-4% of outstanding).
Late payment charges will be levied on EMIs not paid by the due date.
The bank reserves the right to approve or reject any loan application at its sole discretion.
Loan disbursal is subject to documentation verification and approval by the credit team.
Applicants must maintain a satisfactory credit history throughout the loan tenure.
For complete terms and conditions, please refer to the loan agreement document provided during the application process.