HOME LOAN IN GANDHINAGAR
Get the best home loan deals in Gandhinagar with Advision Finance — your trusted local loan consultancy connecting you to top banks and NBFCs.
Home Loan in Gandhinagar
Advision Finance is your trusted home loan partner in Gandhinagar. As a Direct Selling Agent for leading banks and NBFCs, we help individuals and businesses across Gandhinagar secure the right home loan at competitive interest rates — with transparent processing and fast approvals. Compare offers, check your eligibility, and apply online from anywhere in Gandhinagar.
Property demand in Gandhinagar is closely tied to its government, IT, and GIFT City financial services economy, which shapes local price trends and lender risk assessment — factors we account for when comparing home loan offers for homebuyers in Gandhinagar.
Explore full details of our home loan offering or check your eligibility before you apply.
Why Choose AdVision Financial Services For all Your Loan Needs?
Loan Up to ₹25,00,000
Get substantial loan amounts to fulfill all your personal needs
Flexible Tenure
Choose repayment period from 12 to 60 months as per your convenience
Instant Approval
Quick processing and instant approval with fast disbursal to your account
Flexible Tenure
Choose repayment period from 12 to 60 months as per your convenience
Minimal Documentation
Simple paperwork and easy verificationasy verification process process
Attractive Interest Rates
Competitive rates starting from 10.25% p.a. based on your profile
Eligibility Criteria & Required Documents
Eligibility Criteria
21–65 years (Salaried: 21–58, Self-Employed: 25–65)
Minimum CIBIL score of 750
Salaried: 2–3 yrs in MNC/Private/Public Company
Or Self-Employed: 3 yrs in current field
healthy and consistent cash flow
Features of Personal Loan
Best home loan rates from multiple institutions
Finance construction or major repairs on your plot
Fund home upgrades: utilities, pool, solar lease
Upgrade furniture, fixtures, and home systems
Enables NRIs to buy residential property in India.
Required Documents- Salaried
Form 16
Employee Identity Card
3 Months Salary Slip
6 Month Bank Account Statement
Duration of Employment Evidence
Required Documents- Self Employed
Business ID: PAN, Trade License, Import/Export Code
Company Docs: Partnership Deed, MOA, AOA, ROC, SEBI
Financial Proof: ITR (3yrs), Balance Sheet, Bank
Professional Licenses
Valid Address Proof (Residence & Business)
Required Documents- NRIs
Property papers: Sale Deed, Stamped Agreement, Allotment Letter
NDCs: No Objection Certificate from Housing Society or Builder
Possession Documents: Possession Certificate, Possession Letter
Financial Proof: Bank Statements, Payment Receipts to Seller/Builder
Additional Documents: Land Tax Receipt, Construction Cost Estimate, Share Certificate (for resale)
Fees and Charges for Business Loan
Loan Processing Fees
0.25% to 2% of Loan Amount
Loan Foreclosure
Nil - 5% (according to bank/NBFC)
Stamp Duty Charges
As per the Value of the Property and State Tax
Legal Fees
As per actual
Penal Charges
Usually 2% per month
EMI /Cheque Bounce Charges
Approx 500/-
Application Process
STEP 1
Fill Online Form
Complete the simple application form with your personal and employment details
STEP 2
Upload Documents
Submit required documents digitally for quick verification
STEP 3
Get Instant Approval
Receive approval decision within minutes based on your profile
STEP 4
Receive Funds
Loan amount disbursed directly to your bank account within 24 hours
Calculate Your Savings With AdVision EMI Calculator
Loan Details
EMI Breakdown
Total Amount
₹ 6,00,000
Monthly EMI
₹ 13,347
Total Interest
₹ 2,00,800
Total Payable
₹ 8,00,800
Loan Summary
Loan Amount :
₹ 6,00,000
Interest Rate (p.a.) :
12.00%
Loan Tenure :
5 Yrs
Total Interest :
₹ 2,00,800
Terms & Conditions
Interest rates are subject to the applicant's credit profile, income level, and credit score.
Processing fees range from 1% to 3% of the loan amount and will be deducted from the disbursed amount.
Prepayment charges may apply if the loan is closed before the end of the tenure (typically 2-4% of outstanding).
Late payment charges will be levied on EMIs not paid by the due date.
The bank reserves the right to approve or reject any loan application at its sole discretion.
Loan disbursal is subject to documentation verification and approval by the credit team.
Applicants must maintain a satisfactory credit history throughout the loan tenure.
For complete terms and conditions, please refer to the loan agreement document provided during the application process.